Wednesday, December 25, 2019

Homeownership Is The American Dream And The U.s....

Homeownership is the American dream and the U.S. Department of Veteran Affairs (VA) makes it possible for veterans, and eligible spouses who serve finance the purchase of their own homes. With the help of the VA, banks and other mortgagees are able to provide favorable home loans with a comparable lower interest rate, as well as, VA home loans zero down in Ocala, Florida. These loans are flexible and can be used to purchase your own home or to repair, build, adapt or retain your personal property. The term veteran refers to active duty service personnel, certain members of the Selected Reserve and spouses of a certain category. This means that residents in Ocala, Florida who are categorized as veterans should take advantage of a VA home loan if homeownership is in your near future. Why you should consider a VA home loan zero down in Ocala, Florida One of the greatest advantages to VA home loans zero down in Ocala, Florida is, in most cases, there is no down payment required. Qualified veterans can receive a loan at the full value (as determined by VA) of the home they wish to purchase without the agonizing need to save for a down payment before the loan is granted. This specification, however, is based on each individual lender and whether or not the purchase price is more than the determined value of the home. Another reason why you should consider getting a VA home loan is, the there are fewer fees to pay and the closing costs is lower than traditional loans. Benefits ofShow MoreRelatedThe American Dream : A Cornerstone Of Middle Class Life849 Words   |  4 PagesInextricably bound to the premise of the American Dream is the ability to own one’s land—an aspiration that has withstood the test of time and is widely understood as a cornerstone of middle-class life. Despite the threatening economic climate of recent years, homeownership continues to permeate the national dialogue from policy to pop culture. In August, President Obama spoke of its symbolic importance: â€Å"A home is the ultimate evidence that here in America, hard work pays off, that responsibilityRead MoreCountrywide Financial Case7873 Words   |  32 PagesMozilo and Loeb launched a securities subsidiary in 1981 that specialized in the sale of mortgage-backed securities (MBSs).1 The company’s annual loan production exceeded $1 billion in 1985 and began to grow at dramatic annual rates on the back of the U.S. housing market bubble which began in 1994 and ended in 2006. The company’s greatest number of annual loan originations had occurred by the time of David Loeb’s death in 2003, with more than 2.5 million mortgage originations that year. Countrywide FinancialRead MoreCOMM292 Case Studies23202 Words   |  93 Pagesgraduation, Prasad wanted to pursue a career in consulting and hoped to get sponsored for a visa to live and work in the United States permanently. Jennifer Martin was the only woman on the learning team and came from a mixed-race family—African American and Caucasian. In 2002, Martin was awarded the crown for Miss Colorado and had been Miss Colorado Teen in 1999. Coupling brains with beauty, Martin This case was prepared by Yuctan Hodge (MBA ’07) and Stacey Jenkins (MBA ’07) under the supervision

Tuesday, December 17, 2019

Questions On Customer Service Profession - 957 Words

Customer Service Profession 1. As a customer, what level of customer service have you experienced from small businesses in your area? Discuss a minimum of two small businesses. As a customer, I’ve experienced both high level and low level customer service. I would like to discuss the low level experience first. I was on Facebook and stumbled across an advertisement for a website of an independent store that sold clothes, accessories, electronics, and more. The advertisements caught my eyes, so I made an account with them and began looking for a shirt to purchase. As I was browsing, I came across a couple of good deals on some shirts and decided to give the website a try. This was, by far, one of the worst decisions I’ve made, the customer service I received was beyond terrible. I was ignored and was treated as if I was bothering them with my problems. They should have been treating me the opposite, according to this text, Customer Service: Skills for Success, â€Å"Your purpose and goal should be to assist a customer in meeting their needs whenever possible,† (Lucas 2015 p. 7) which was definitely not accommodated. Despite the bad customer service, I’ve experienced before, I have also received excellent service. I was driving on the highway and noticed that my car would shake at 55 miles per hour and above, so I decided to pull over and make sure all of the lug nuts were tight. I took out my tool set and went through every wheel and all of the lugs were tight. This is when IShow MoreRelatedCIPD 4DEP1302 Words   |  6 Pagesï » ¿Introduction This report is a brief summary of the CIPD Profession Map, the two core professional areas, the specialist areas, the bands and the behaviours. It will be going into more detail in the activities and knowledge specified within the professional area of Performance and Rewards at band 1 level. It will identify the activities and knowledge most essential to my own HR role. The CIPD Profession Map (CIPD, 2013) The professional map is a universal platform for HR professionals, which describesRead MoreDeveloping Yourself as an Effective Human Resources Practitioner1745 Words   |  7 PagesPractitioner Activity 1 * briefly summarise the CIPD Profession Map (i.e. the 2 core professional areas, the specialist professional areas, the bands and the behaviours) The CIPD HR Profession Map has been developed with the help of HR professionals around the world. Many organisations use the CIPD profession map to measure their HR capability, address areas for development, and to develop their employees within HR. The HR profession map is made up of ten professional areas, eight behavioursRead MoreSociology in the Workplace Essay1161 Words   |  5 Pagesskills, lack of education, or do not possess sufficient credentials to work according to laws and regulations. 2. Contrast Skill Upgrading, Deskilling and the Mixed Effects positions and answer the question: Identify which of these theories best explains how technology has impacted the professions. Identify which of these theories best explains how technology has impacted workers in marginal jobs. Provide evidence to support your arguments. The skill-upgrading thesis is the argument that continuingRead MoreDpp Guidance912 Words   |  4 PagesCottrell. Briefly explain how the CIPD HRPM defines the HR profession, including the professional areas, the bands and the behaviours. Key words - how the HRPM defines the HR profession (these tell you what you have to do) * First you might wish to define what you understand by the HR Profession. * Then you will be able to use you explanation of the map to illustrate how CIPD feel that this defines the HR profession. Sources of information In lesson 1 – we looked at the â€Å"HR Contribution†Read MoreDeveloping Yourself as an Effective Human Resources Practitioner1413 Words   |  6 Pagesbrief description of the CIPD Professional Map, which will help us have a better understanding of the knowledge, skills and behaviours required to be an effective practitioner. The second activity will specify how an HR practitioner can ensure the services they provide are timely and effective. Activity 1 – Brief summary of CIPD Human Resources Professional Map The CPID Professional Map it’s a tool developed to help HR professionals understand what they need to know and do in each level ofRead More4dep747 Words   |  3 PagesProfessional Map (HRPM). The HRPM was designed by the CIPD with the intention of helping the individual develop themselves as a successful Human Resource Practitioner, whilst providing a guideline to businesses, big and small. It highlights the professions and behaviours needed in order to progress successfully up the career ladder. It is broken down in to two central cores. * The first core is Insight, Strategy and Solutions, this is where complete understanding of an organisation is neededRead MoreMedical Practice Management And Nursing Practice739 Words   |  3 Pagesgood customer service, and that respect should be given to all physicians and staff regardless of his duties and responsibilities in the workplace. Assuming these two areas are not met (e.g. prolonged patient wait times, low retention among staff and physicians), this paper provides interventions to rectify the problems presented. Below are responses to specific questions. Discuss your efforts and steps to rectify the above two problems outlined A and B. Physicians belong in a job profession thatRead More4dep Essay example1255 Words   |  6 PagesDeveloping Yourself as an Effective Human Resources Practitioner 4DEP Foundation Mr Janis Tiesnieks 2016 Contents CIPD Profession Map 3 Behaviours 4 Bands 5 Role of HR 6 Effective communication 7 Communication methods 7 Effective service delivery 8 CIPD Profession Map The standards set out in the CIPD Profession Map, developed in collaboration with HR and Lamp;D professionals, senior business people, academics and their organisations across the world, aim to set theRead MoreCritical Analysis: Handbags and Wallets1271 Words   |  6 Pages Question 1: Conduct a critical analysis of the mini-case. CRITICAL ANALYSIS OF THE CASE CRITICAL ANALYSIS OF THE CASE †¢ The product mix of the company is Handbags and Wallets. †¢ These company operates within a dynamic and ever-changing environment as it produces fashionable products. CRITICAL ANALYSIS OF THE CASE Buying situations for Handbags and Wallets: Limited Problem Solving Impulse Buying CRITICAL ANALYSIS OF THE CASE SWOT ANALYSIS CRITICAL ANALYSIS OF THE CASE Read MoreImpact of Technology on Healthcare Industry1843 Words   |  7 Pagesdecade. Most of the changes have occurred within the underlying business operation of the healthcare industry. Legislation in particular has had a profound impact on the health care industry. First, due to the Affordable Care Act of 2010, the nursing profession is undergoing a fundamental shift in regards to the patient experience. The U.S. health care system is now shifting the focus from acute and specialty care to that of primary care which requires a shift in business operations. Also, due primarily

Monday, December 9, 2019

Is There Such a Thing as Bad Art free essay sample

Perhaps bad art closes oneself to it. One sees something one doesn’t like, and without giving it a further thought one turns away. Or when one does give it a further thought, one thinks only about how the piece of art was, but not about oneself in relation to it. But is having no response a response within itself. Perchance the judging of art cannot be decided by responses. But rather if one cannot speak negatively of an artistic statement, instead one can only speak of ones inability to find artistic merit. And therefore, to speak negatively of art is really to speak negatively of ones own lack of imagination or emotional responsiveness. Or maybe one simply does not understand what the function of art is. However, maybe good art IS only good when it provokes a response. And when one looks back at ones response it is only significant if one notices a change in oneself. We will write a custom essay sample on Is There Such a Thing as Bad Art? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Still, these feelings may or may not exist when viewing a piece of art. And if those feelings do not exist it is not because the art is universally bad or good. Instead it is because the piece is bad or good to you. Conceivably art’s sole reason for existence is to provoke emotion. But then what type of emotion? One may see a gory painting that makes one revolt, but is that good art? Is a piece of art only good because it is popular or trendy? And if so then does bad art become good art when it is decided popular. Perhaps a painting is considered good measuring by how much money it costs. Or maybe it can only be considered good by the qualifications of the artist who made it. If so, would a finger painting by a kindergartener automatically be considered bad art while a blank canvas by a distinguished artist be genius? That is if in fact a finger painting can be determined as art at all. What even is art? Is it only considered art if it is on a canvas? Or can art be on the walls of a building in graffiti form? Is doodling in your notebook when bored in Philosophy class art? Or are all these creative forms of expression meaningless because they do not have to professionalism of an art gallery? I can say in confidence that I take a reformed socialist view on this. Theres no such thing as bad art but in return there is no great art either. Everything is subjective. There are billions of people living in different worlds, bad only exists to the person and groups of like people. But to be fair so does good. Perhaps instead of questioning, we should simply just let art be. Acceptance that without yin there would be no yang and without bad there would be no good.

Monday, December 2, 2019

Prison Break free essay sample

Born in the United Kingdom, raised in Brooklyn, New York, and a graduate of Princeton University, Wentworth Miller is a compelling and critically acclaimed young actor whose credits include both television and feature film. (Smith, 2013) Miller began his career in the industry on the other side of the camera. After graduating from college with a degree in English literature, Miller header to LA in the spring of 1995 to work for a small production company specializing in movies made for television. However, it wasn’t long before Miller’s childhood dream to become an actor was undeniable. Within the next few years, Miller landed guest spots on a variety of shows, including â€Å"Buffy the Vampire Slayer,† â€Å"ER,† and â€Å"Popular. † Miller also starred in the Hallmark mega-series â€Å"Dinotopia. † Miller then landed a role in â€Å"The Human Stain,† starring Sir Anthony Hopkins and Nicole Kidman. A movie examining questions of race, class, and identity, it featured Hopkins as an embattled college professor struggling to conceal an incredible secret, with Miller playing the professor as a young man. We will write a custom essay sample on Prison Break or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Miller subsequently appeared in the movie â€Å"Underworld† and guest-starred on â€Å"Joan of Arcadia† and â€Å"Ghost Whisperer† before joining the cast of Prison Break, for which he was nominated for a Golden Globe for Best Performance by an Actor in a Television Series- Drama in 2006. As Michael Scofield on Prison Break, Miller has taken this character beyond what directors could have imagined. Michael’s educational background leaves questions as to why such a man would commit the crime he did. Beginning with an immaculate record at Morton East High School, he would later graduate Magna Cum Laude with a B. S. and M. S. in civil engineering from Loyola University of Chicago. At the time of his arrest, Scofield was employed as a structural engineer at the prestigious firm of Middleton, Maxwell and Schaum located in Chicago, Illinois. Scofield was convicted of armed robbery after attempting to steal over half a million dollars from the downtown Chicago branch of United Savings Bank. At his trial, Scofield pled no contest and requested to serve time in the Level One facility closest to his Chicago home. Prior to his escape, the inmate had logged visits with Veronica Donovan, his attorney, and was approved for monthly conjugal visits with Nika Volek, his wife. Now at large, Scofield is believed to have reunited with his long lost father, Aldo Burrows. Aldo, a former member of the company also on the run, is responsible for exposing the embezzlement to f EcoField’s funds by President Reynolds’ brother Terrence Steadman into his sister’s election campaign. This prompted The Company and Reynolds to subsequently frame-up Lincoln for Steadman’s murder to draw out Aldo Burrows. Scofield and Burrows were recently apprehended by Border Patrol in New Mexico, but slipped out of their handcuffs while in transport and escaped. Prison Break can be seen at 8 pm on Monday nights on Fox. [ 1 ]. Book Author Publish Page [ 3 ]. Article Publisher Author Page Year